Prepping on $20 a Paycheck – Part 10 of 24

The Ready Center Money 1

Article Submitted by Brian S. Kiefat @ The Ready Center

This pay period will be a bit different than the prior pay periods we’ve done when it comes to picking up some quality $20 Preps.  It’s not different because of what we want you to buy.  It’s different because we don’t want you to buy.  Let me explain…

The Ready Center Money 2In every major disaster and emergency situation that has taken place in the history of the modern world, one simple thing has been true – Cash Is King.  The term “Cash is King” refers to the notion that money (cash) is more valuable than anything and everything else when the societal chips are down.  Barter and trade may still work.  The exchange of labor for product may still work.  But cash is always preferred and is considered as the great equalizer.  What does this mean for you?  Well, this paycheck we recommend you exchange your $20 bill for a roll of quarters and ten $1 bills.  And here is a good reasons why – In many instances after a hurricane, tornado, flood, or other like disaster, the stores are often closed.  The most common reasons that stores close are:

  1. Officials wanting to keep the roadways clear for emergency services and request business owners not open their stores
  2. Officials request business owners not open the immediate days following a disaster to help reduce electric and water usage, which is especially critical post-disaster
  3. There is no one to work!  The personal responsibility to stay home to care for loved ones is much more important to employees than going to work.  Most employees opt out until friends and family are properly cared for .

The Ready Center Money 3This means that you, and the rest of the people affected by the disaster, will not be able to pick up much needed supplies such as food, water, bandages, etc.  However, if you just happen to have a roll of quarters and ten $1 bills in your Survival Kit, you’ll be one step ahead of everyone else.  You’ll be able to but bottled water, juice, soda, and snacks from vending machines and not have to worry about trying to break a $20, $50, or $100 bill.  You’ll be able to use the pay phone to call loved ones and tell them you’re okay or that you need of help.  You’ll be able to pay the parking meter while you run down the block to wait in line for free blankets or other needed supplies.  Put simply: Cash is King.  So have it in your Survival Kit.

And DO NOT expect the ATMs to be there for you when the SHTF.  It’s VERY common for the ATMs to run out of cash within only a couple of hours after the initial disaster event, that is if they are even working at all.  If the power is out or the ATM machine sustains serious structural or water damage, they won’t be working at all.

And if the disaster event that occurs just happens to be an economic collapse or something of the like, you’ll be thanking me, because then cash really will be king.  It’s very common for many stores to no longer accept credit cards or checks during an economic crises.  They want cash and cash only (to learn why, read the book Surviving the Economic Collapse by Fernando “Ferfal” Aguirre).  So even if you were fortunate enough to find a store that was open, there is no guarantee that they will accept anything other than cash anyways.

And bringing it down to a basic level, let’s face it – having any amount of cash on hand to help during an emergency is just a good idea.  I know that putting your roll of quarters and your ten $1 bills aside isn’t as fun as buying something new and shinny, but it’s important nonetheless.

The Ready Center Money 4As a matter of fact, having some cold hard cash set aside is so important that 4 more times in this series we will be recommending that you set aside $20 in a very specific way.  In doing this, by the end of the year you’ll have cases of water stacked and ready for use, a FULL Survival Kit jam packed with everything you’ll need to cover the basics during an emergency, and $100 cash laying around to help  you acquire those items that you don’t have.  All in all, you’ll be set up pretty good.

Well, that’s all for this pay period.  We hope you’ve enjoyed this article as much as the other articles in this series.  Now go exchange you $20 bill for a roll of quarters, ten $1 bills, place them in a ziplock bag, and stuff it in your Survival Kit.  We look forward to seeing you next pay period in “Prepping on $20 a Paycheck”.

Challenging you to Make READY,

The Ready Center

The Ready Center Money 1




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